Please read carefully
Using this website
These Terms of Use govern your use of Public Pension Help and publicpensionhelp.com, which are operated by Retirement Education Partners, Inc. (“REP”).
By using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use the website.
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Educational information
The information provided through this website is intended for general educational and informational purposes.
Content concerning 403(b) plans, pensions, Social Security, retirement planning, taxes, contribution limits, and other financial topics is not intended to provide individualized financial, investment, tax, or legal advice.
Your circumstances may be different from the examples or information presented on this website. You should consider information from your employer, retirement system, plan documents, and appropriately qualified professionals when making decisions about your own situation.
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No professional relationship
Using this website, reading its educational content, or submitting a Let’s Review Your Retirement request does not, by itself, establish an investment advisory, financial planning, insurance, tax, legal, or other professional-client relationship.
Visitors who choose to speak with a financial professional affiliated with Public Pension Help may subsequently receive information regarding products or services based on that professional's licenses, registrations, affiliations, available services, and the visitor's individual circumstances.
Any professional relationship will be established separately, where applicable.
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Permitted use of the website
You may use this website for lawful personal and educational purposes.
You may not use the website in a manner that interferes with its operation or security, attempts to gain unauthorized access to systems or information, introduces malicious software, misuses website forms or scheduling features, impersonates another person, or violates applicable law.
REP may restrict access to the website when reasonably necessary to protect the website, its users, or its systems.
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Information you submit
When you submit information through the Let’s Review Your Retirement scheduling feature or another website form, you agree to provide information that is accurate to the best of your knowledge.
Please do not submit Social Security numbers, financial account numbers, passwords, medical information, or other highly sensitive personal or financial information through general website forms.
Personal information submitted through this website is handled in accordance with our Privacy Policy.
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Intellectual property
Unless otherwise indicated, the website's original text, graphics, design, branding, layout, and other original content are owned by or licensed to Retirement Education Partners, Inc. and are protected by applicable intellectual-property laws.
You may view, print, or save website information for your personal, noncommercial use.
You may not reproduce, republish, distribute, modify, sell, commercially exploit, or represent website content as your own without permission, except as otherwise permitted by law.
References to third-party names, trademarks, retirement systems, government agencies, or other organizations remain the property of their respective owners.
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Third-party websites
This website may contain links to websites or resources operated by third parties.
Those links are provided for convenience or informational purposes.
REP does not control third-party websites and is not responsible for their content, availability, security, terms, or privacy practices.
A link to another website does not necessarily mean that REP or Public Pension Help endorses that organization, its products, or its services.
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No guarantees
Financial and retirement outcomes depend on many factors.
REP and Public Pension Help do not guarantee investment performance, tax results, pension benefits, Social Security benefits, retirement-income levels, or any particular financial result.
Examples, illustrations, ranges, calculators, estimates, or projections presented on this website are educational tools and should not be interpreted as guarantees of future results.
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Limitation of liability
To the fullest extent permitted by applicable law, Retirement Education Partners, Inc. will not be liable for indirect, incidental, special, consequential, or similar damages arising solely from the use of, inability to use, or reliance on this website or its general educational content.
Nothing in these Terms of Use limits liability where such a limitation would be prohibited by applicable law.
Additional provisions
Website, legal, and governance terms
Products and services
The availability of financial products or services may vary based on your state of residence, employer plan, eligibility, and the licenses or registrations of the financial professional involved.
Nothing on this website constitutes an offer or solicitation for a product or service in a jurisdiction where such an offer or solicitation would not be permitted.
Website information
REP works to provide useful and current information, but retirement-plan rules, tax laws, contribution limits, government programs, employer-plan provisions, and other information can change.
REP does not guarantee that all website content will always be complete, current, or error-free.
We may update, correct, remove, or change website content at any time.
Disclaimer of warranties
This website and its content are provided on an “as is” and “as available” basis to the extent permitted by applicable law.
REP does not make warranties regarding uninterrupted website availability, error-free operation, or the completeness or accuracy of every piece of information available through the website.
Nothing in these Terms of Use excludes any warranty or right that cannot legally be excluded.
Privacy
Your use of this website is also subject to our Privacy Policy, which explains how REP collects, uses, discloses, protects, and retains personal information.
Privacy PolicyGoverning law
These Terms of Use are governed by the laws of the State of Texas, without regard to conflict-of-law principles, except where applicable law requires otherwise.
Any dispute relating specifically to the use of this website will be handled in an appropriate court with jurisdiction, subject to applicable law.
Changes to these terms
REP may update these Terms of Use from time to time as the website, services, technology, or applicable requirements change.
When these terms are updated, we will revise the Last Updated date at the top of this page.
Your continued use of the website after an updated version becomes effective is subject to the updated Terms of Use.
Terms & Questions
Questions About Our Terms?
Questions about these Terms of Use may be directed to:
Retirement Education Partners, Inc.516 S. Wheeler St.
Jasper, TX 75951 contact@publicpensionhelp.com